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Selling Your Business Note

Before I go further, let me ask a question- if you won the lottery tomorrow, would you take the payout in a lump sum or in monthly payments?Most people would take a lump sum because even though it might be less than the total prize, they would have control over... Read More

Are Biweekly Mortgages Really Worthwhile?

You may have heard people, especially mortgage lenders, extolling the virtues of biweekly payments, saying that you can save thousands of dollars and take 5-7 years off your mortgage--and then offering to set up a biweekly plan for you for as little as $400. But you don't have to spend... Read More

Bankers Dont Want You to Know That You Pay for Your No Cost Home Loan Forever

With mortgage rates continuing on a downward trend, the competition in the business is fierce. A day never passes that I don't hear some crazy advertisement about a new loan program that XYZ mortgage company has and no one else offers. One of the oldest programs remains steadfast in both... Read More

How Good a Deal Is Your Banks Mortgage Insurance Plan?

When you go to the bank to get a mortgage, you'll inevitably be asked to take out mortgage insurance. The idea behind mortgage insurance is simply that if something happens to you or your spouse then your loan will be paid off which is good news for your family and... Read More

Total Cost Of Credit vs Monthly Payments

I read a press release the other day which points to the fact we need to be very careful with our finances. The subject of the release was home mortgages. A company was announcing the availability of 40 year mortgages for its customers. The stated purpose was to lower the... Read More

A New Choice for Home Financing: Correspondent Lenders

When you begin your search for a new home loan, one of the first things to consider is where you'll get the money. Your basic choices will be mortgage brokers and banks.Your first instinct may be to go with your local bank, who you know from doing business with them... Read More

Housing Bill - Changes in the Right To Buy Scheme

Presently council tenants are able to purchase their rented property after 2 years of tenancy. However, this is about to change. As of the 18th January 2005, the new Housing Bill becomes law and the current 2 years will change to a period of 5 years. This means, that once... Read More

Understanding a UK Commercial Mortgage

In many ways a commercial mortgage is just like a residential mortgage in that you pledge real property as collateral against a loan to either buy or refinance that property. You can also receive a commercial re-mortgage and use it as a line of credit for any business purpose.When you... Read More

Understanding UK Bridging Finance

Bridging finance, also referred to as "bridge loans" and "bridging loans", have nothing at all to do with re-constructing the London Bridge. Bridging finance is typically a short-term loan that a business uses to supply cash for a real estate transaction until permanent financing can be arranged. The word "bridge"... Read More

Free Home Equity Loan Information

Home equity loan information can sometimes be confusing and misleading. I have written this article to properly explain home equity loans. Basically equity is the difference between your home's appraised -- or fair market value and the outstanding mortgage balance you owe on your home. Borrowing against the equity built... Read More



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In The News:


Washington Times

Refinance Demand Up as Mortgage Interest Rates Maintain Low Levels
FreeRateUpdate.com
September 2, 2010 (FreeRateUpdate.com) – As mortgage interest rates continue to maintain low levels, refinance demand continues to increase across the ...
Home Loan Mortgage Rates Set New Record LowsMonitorBankRates.com
Average 30 Year Fixed Mortgage Rates Drop to 2010 Lows in SeptemberExaminer.com
Low Rates Keep Local Lenders BusyPatch
Washington Post -WLBT-TV -DailyFinance
all 349 news articles »

Reuters India

Housing on the Brink
New York Times
Meanwhile, the administration should investigate ways to facilitate more refinancing. Fannie Mae and Freddie Mac, the government-controlled mortgage ...
FHFA Establishes New Housing Goals for Fannie Mae and Freddie MacReal Estate News Utah
Only Congress Can Spark `Nuclear' Mortgage Refinancing Wave, JPMorgan SaysBloomberg
My Four Step Plan to Save the EconomySeeking Alpha (blog)
Reuters -Grist Magazine -Mortgageorb
all 114 news articles »

News Quench

Refinance mortgage loophole causes concern for Californians
News Quench
Thanks to a significant refinance mortgage loophole in California's state law, lenders are able to sue homeowners even once they have taken back the ...
Borrowers Take Advantage of FHA-Refinance After Inability to Sell HomesFreeRateUpdate.com
State, feds throw lifeline to troubled borrowersLos Altos Town Crier

all 4 news articles »

Globe and Mail

PIMCO's Gross calls for massive mortgage refinance
Reuters
... said a massive refinancing program to slash monthly mortgage payments could boost consumer spending by $50 billion to $60 billion and boost home prices ...
Famed Investor Bill Gross Calls For Massive Taxpayer-Backed Mortgage Refinance ...Huffington Post (blog)
Pimco's Gross Weighs in on Mortgage RefinanceMutualFundWire.com (subscription)
Bill Gross: Refinance Wave Could Lift Home PricesWall Street Journal (blog)
Los Angeles Times (blog) -Bloomberg -The Moderate Voice
all 1,308 news articles »

Free Annual Credit Report from Federal Government – Equifax, Experian and ...
Subprime Blogger (blog)
This will help many borrowers understand what interest rate they will receive on a mortgage refinance. It is always a wise decision to check your credit ...
Free Annual Credit Report Online Analysis from Experian, Equifax and ...Subprime Blogger (blog)

all 6 news articles »
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Repayment of Loans ? Lessening the Bitterness of the Process

So how have you planned the repayment? Don't tell if... Read More

10 Things to Look for in a Home-Equity Line of Credit

If you are a homeowner, you've probably received offers to... Read More

No Fee Mortgages Coming Soon

Buying a home, especially for the first time, can be... Read More

Mortgage After Bankruptcy

Most people probably assume that obtaining a mortgage to purchase... Read More

How easy is it to get a Commercial Mortgage in the UK?

As is the case when applying for any mortgage, be... Read More

A Guide to Getting Bad Credit Home Improvement Loans

You might be wanting to look into bad credit home... Read More

Buying A Home With No Money Down or Bad Credit - PMI Can Make It Easier

Private mortgage insurance is an excellent method for homebuyers who... Read More

Gearing Up for Bad Credit Mortgages

Mortgage would have never happened, had mortgages been a no... Read More

Jumbo Home Mortgage Loans - What They Are and Where To Get Jumbo Loan Financing

A jumbo mortgage is different than a conforming loan. A... Read More

Stopping Foreclosures

If you as an investor understand the process, you will... Read More

Understand a Real Estate Appraisal

Happy New Year. Make a difference this year. "Pay it... Read More

Foreclosure Scams To Be Aware Of

Homeowners facing foreclosure should be aware of unscrupulous lenders and... Read More

Mortgage Debt Elimination

The prospect of mortgage debt elimination is something that many... Read More

FHA Mortgage: When Your Downpayment is a Gift

There has been so much fraud discovered in the FHA... Read More

Financing a Home With Bad Credit

Financing a home with bad credit is a common problem... Read More

How to Shop Around for the Cheapest Mortgage Deal Online

Before you start shopping around for a mortgage, you need... Read More

Where To Find The Best Rates For Your Mortgage?

As with all of my articles this will be based... Read More

How To Choose Your Mortgage Loan

Are you excited about purchasing your first home? Or maybe... Read More

The Truth About Shopping for Mortgage Rates

With so much lender advertising focusing just on rates, you... Read More

Debt Counseling ? Healing Touch for the Ailing Finances

The financial stories remain similar over the months and the... Read More

Buying A Home? Reasons to Consider Financing Your New Home Loan Online

Financing your new home loan online can save you time... Read More

Mortgage-Refinance Loan Can Put Cash in Your Pocket

Do you need cash? Here's a mortgage for you. If... Read More

Home Equity Loans Popular Scams

Most borrowers fail to realize that when trading their much... Read More

Buying a House or a Home?

A house is just that, a house, until someone lives... Read More

A Simple Way to Save Thousands on Your Mortgage Charges

How many times do you check you restaurant bill? If... Read More