Identity theft statistics are shocking. And we are told that it will only become worse, before it gets any better. Are you likely to be affected? According to recent studies, up to 7,000,000 people become identity theft victims each year, in the United States alone. That's over 19,000 cases a... Read More
Until recently lawyers for victims of credit damage had little possibility to collect for damages beyond medical treatment, lost wages and property loss. Insurance companies threw up their hands in sympathy, claiming victims can only be compensated for what can be measured - tangible goods and services. But, what happens... Read More
In Less Than 30 Days. "What can you do to increase that set of three numbers on your credit report that can be so important with your financing?" I came across this question as I was surfing discussion groups the other day. Check out my answer: Dear Friend, Here are... Read More
To repair your bad credit does not necessarily mean that you now have a good credit, absolutely not. When most people have bad credit, they either purchase a credit repair book or seek a credit expert help. But before you do anything about your bad credit you need to understand... Read More
As a consumer you've learned the importance of establishing a good credit rating with your lenders. Whether you are shopping for a new home or auto, or searching for the best deals on insurance, your credit worthiness will be judged by your credit rating or credit score.A bad credit history... Read More
If you opened a credit card statement recently and were pleasantly surprised to find that your minimum payment due was lowered, don't be so quick to "jump for joy". What may appear as a small boost to your monthly budget is actually the rock that can weigh you down in... Read More
You've just opened your credit card bill and attached to your statement you find a "convenience check" included. It may already be filled out with a dollar amount such as $300, $500, or even $1,000. Your mind fills with ideas of what you could buy with this "instant" money. A... Read More
"Erase Bad Debt !""Remove Negative Items From Your Credit Report"You've probably seen these headlines and others just like it promising to clean up or "fix" bad credit. For someone who suffers from a bad or poor credit rating, these headlines are certainly an appealing offer.Imagine finally being able to buy... Read More
Ah, the "good old days". If you are a baby boomer, like me, then you probably remember how important it was to rush to the bank on payday. You had to get there before the teller lanes closed so that you could have your "cash allowance" for the week. Otherwise,... Read More
There's only one way to discover the "health" of your credit. You need to examine your credit report. Your credit report is your "consumer identity" that potential lenders will use to judge your credit worthiness.Use these tips to give your credit profile the "tune-up" it needs for 2004.Tip #1- Check... Read More
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Ebooks, Scripts & more Credit is a funny thing. It can be a useful... Read More Make Money from StoozingStoozing, this is a sophisticated method of... Read More Why do some people get offers for pre-approved credit cards... Read More 1. Buy clothes at thrift stores. BEFORE you buy them,... Read More Your credit score can either haunt you or reward you.... Read More When you apply for credit, those lending you the money... Read More Establishing credit is one of the most important things you... Read More A lot of people have bad credit. It is unfortunate... Read More Credit Cards and Loans sounds like just two things, but... Read More Credit cards are a form of unsecured credit. The issuer... Read More With today's credit card companies, there are many opportunities to... Read More By far the greatest invention the banks have ever come... Read More If you have never heard of a FICO score before,... Read More Once you've been paying off a credit card for a... Read More "Easy Low Down Monthly Payment," "Buy Now Pay Later," "You... Read More Have you ever wonder about how to get good credit... Read More Many of us have seen the advertisements on television. "Get... Read More Have you ever been told you were over your credit... Read More Always shop around to get the best deal when choosing... Read More Chances are you have received your share of "pre-approved" credit... Read More Which of the following is the biggest threat to your... Read More For people with a spotty credit history or bad credit,... Read More As of Thursday, December 1, 2004, one-third of Americans will... Read More #1 Make sure mistakes aren't hurting your credit.Reviewing your credit... Read More With so many low interest credit cards on offer, how... Read More
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